It’s so hard to find a good black bag. One that isn’t too big, or too small; one that can take you from day to night… This one from Michael Kors is fast becoming my new best friend; it’s satchel-esque vibe makes it the perfect daytime companion while the size and hardware details mean it works for evening too.
An item from the new collection, I knew I had to have this as part of my own handbag collection. As a blogger, it’s not a rare thing – me wanting something new to add to my wardrobe, to shoot for my next outfit post or to have on the table in my next Instagram-worthy coffee meeting. I’m sure you guys question how it’s possible to have so many new things all the time. I love using Klarna. Have you guys heard of it? It’s the best – honestly.
‘Shop Now, Pay Later’
Ever wanted something that’s slightly pushing the budget boundaries? Maybe it’s on sale or you have a hunch it’s going to be a sought-after item and you don’t want to wait to save up for it? Klarna lets you pay after you try or split the payment to make it easier on the purse strings. Something like your dream bag – like this beauty – might get you using Klarna to make the payment go down a little easier for your bank account. You can split the cost of paying for your new Michael Kors bag (or whatever you plan on buying) in three. I don’t know about you guys but this blows my mind – it makes splurge purchases like this go down so much easier. It feels so good, not having a big chunk of money come out of my bank account all at once.
You pay the first instalment when you confirm your order, the second 30 days later and the final one 60 days after the order has been made. The payments are all interest-free so you really don’t have to worry about anything other than the the equal instalments each month. Do what I do and download the app and turn on notifications so you’ll never forget when the next payment is due. You can even turn on the option for automatic payment withdrawal so the money comes out on its own – just like a direct debit. You always pay via the secure login link Klarna sends to your email address so it’s really safe.
Be careful – never shop completely outside of your budget as you will have to pay for the item eventually; just like a regular credit card. But if you need a little help, this is the perfect way for you to get what you want when you want it. Maybe you’ll also find your Little Black Bag from Michael Kors, like I did!
‘Try Before You Buy’
Klarna is also great for when you fancy a little shopping spree. How many times have you been shopping online and wanted to order the same top in a couple of sizes (who knows what size they are anymore?!) or maybe you want to compare a bunch of dresses for one occasion? Klarna lets you ‘try before you buy’ so you can purchase everything using the Klarna payment method and only pay after 30 days – after enough time has passed to try everything on and know what suits and what doesn’t. ‘Try before you buy’ with Klarna means you end up only paying for what you’re planning to keep and if you are savvy with the timings, you can return everything you don’t want to keep before you have to make the payment. If you don’t want to keep anything and make the return in time – you pay nothing. How great is that? It’s the only way I’m doing my shopping hauls, these days.
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